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Leasing offers affordable payments with shorter terms
This lets you:
Leasing offers options at the end of your lease
If the vehicle is worth more than the residual, you can:
If the vehicle is worth less than the residual you can:
Conventional loans typically require longer terms to reach affordable payments
This keeps you:
conventional loans come with obligations when you trade
You may have to:
Nimnicht Chevrolet Company will be happy to walk you through the pros and cons
of both buying and leasing your next vehicle. We welcome our friends
from throughout the greater Jacksonville metro area and beyond to visit
Nimnicht today and let us help you drive off in the vehicle of your dreams!
Leasing is a financial option that allows the customer to pay for their actual use of the vehicle, rather than for the whole vehicle. Payments are based on the estimated depreciation of the vehicle during the term of the lease, as well as some borrowing costs that are typically lower than those associated with a car purchase loan.
Capitalized cost: The vehicle selling price is known as capitalized cost.
Money Factor: Also called lease factor, this number is equivalent to the interest rate of a finance loan.
Residual value: The residual value is the value of the vehicle at the end of the lease.
Since a vehicle’s mileage affects its resale value, leases have an annual mileage limit. Generally, any mileage, up to 20,000 miles per year, can be selected.
Yes and no. While a good credit history will help, GM Financial is now offering leasing to customers with super-prime credit.
-A lease typically requires less money up front than traditional auto loans.
-A lease allows you to avoid the risk of your vehicle’s value declining beyond its projected residual value.
-Most lease terms are written within the factory warranty period, helping you avoid costly repair bills.
-With a lease, you can get more bang for your buck, allowing you to consider newer models with more options.
-A lease allows you to avoid the unexpected depreciation of a vehicle that can come with advances in technology, fluctuating fuel prices, negative publicity and model changes